TERMS & CONDITIONS
These Terms & Conditions ("Agreement") govern your use of the consulting and related services (“Services”) provided by Foo Financial Services LLC (“we,” “us,” “our”). By engaging our Services, you (“Client,” “you,” or “your”) agree to these terms in full.
1. Scope of Services
We provide strategic consulting, intelligence analysis, virtual assistance, and related services as outlined in our written or electronic agreements with you. The exact nature, scope, and deliverables may vary depending on your Statement of Work.
2. Communication Consent
By providing your contact information (e.g., name, email address, phone number), you consent to receive communications from us via SMS, email, or phone calls. This includes, but is not limited to: Marketing and promotional messages; Updates about our products and services; Important announcements and notices.
You can opt out of receiving communications at any time by following the instructions in the message or contacting us at +1 443-806-9545.
3. No Guarantee of Results
Due to the complex and interpretive nature of intelligence analysis and consulting, we do not guarantee specific outcomes, results, or accuracy of all findings. In some cases, the correct or most reliable conclusion may be that no definitive answer exists. You acknowledge that analysis may rely on incomplete, evolving, or ambiguous information.
4. Service Limitations
Misinterpretation or misuse of information by third parties. Outcomes resulting from decisions you make based on our recommendations. Delays caused by client non-responsiveness or lack of access to data.
5. Client Obligations
You agree to:
Provide accurate and timely information necessary for the provision of services. Maintain open communication and respond to reasonable requests for information or feedback. Refrain from unlawful or unethical use of insights derived from our services.
6. Confidentiality
We agree to maintain confidentiality of all client-provided materials, data, and communications, except where disclosure is legally required. You agree to do the same for any proprietary frameworks or internal processes shared with you.
7. Intellectual Property Signature
All reports, deliverables, and materials created by Foos Financial Services LLC during the engagement remain our intellectual property unless explicitly assigned in writing. Clients may license specific materials through a written agreement and payment of applicable fees. You are granted a limited, non-transferable license to use the materials for internal purposes only, unless otherwise agreed.
8. Payment Terms
All invoices are due upon receipt unless otherwise agreed. Late payments may be subject to interest and service suspension. Refunds are not guaranteed unless required by law or stated in a Statement of Work.
9. Termination
Foos Financial Services LLC reserves the right to terminate the engagement at any time, for any reason, with or without prior notice. Clients are required to provide a 30-day written notice of termination. During this period, you remain responsible for all accrued charges and work performed.
10. Liability and Indemnity
To the fullest extent permitted by law, Foos Financial Services LLC shall not be liable for indirect, incidental, or consequential damages arising from your use of our services or reliance on any analysis, insight, or recommendation provided. You agree to indemnify, defend, and hold harmless
Foos Financial Services LLC, its officers, agents, and employees from and against any claims, liabilities, losses, damages, and expenses, including reasonable attorney's fees, arising from or in connection with your use of the Services.
11. Governing Law
This Agreement is governed by the laws of the state of Maryland, without regard to conflict of law principles.
12. Agreement Acceptance
By engaging with our services (via email, payment, or written agreement), you confirm that you have read, understood, and agree to abide by these Terms & Conditions.
13. User Consent & Opt-In
Users provide consent to receive communications from Foos Financial Services LLC by voluntarily submitting their information through website forms, appointment requests, consultation bookings, newsletter sign-ups, or other digital opt-in methods.
By submitting a form, users expressly agree to receive financial updates, service notifications, and educational newsletters related to financial services. Consent is not a condition of purchase.
User information is used solely for communication related to requested services, financial education, account updates, and company newsletters. We do not use this information for unrelated marketing.
Users may withdraw consent at any time by following the unsubscribe instructions included in our messages or by contacting us directly.
14. How Information Is Obtained and Used
Information is collected when users:
• Fill out a form on our website
• Request financial information or consultations
• Subscribe to our newsletter
• Engage with our services
Collected data may include name, phone number, email address, and service interests.
This information is used only to:
• Provide financial service updates
• Send newsletters and educational resources
• Respond to inquiries
• Communicate regarding requested services
We do not sell personal information.
15. Messaging & Data Rates Disclosure
Message and data rates may apply for SMS or mobile communications sent by Foos Financial Services LLC. Charges depend on the user’s mobile carrier plan. Users are responsible for any fees billed by their mobile provider.
Message frequency may vary depending on user interaction and service activity.
16. User Rights
Users have the right to:
• Request access to their personal data
• Request correction of inaccurate information
• Request deletion of their information
• Withdraw consent for communications
• Opt out of marketing messages at any time
Requests can be submitted through our contact page or by replying STOP to SMS messages.
17. Mobile Information Sharing Statement
Foos Financial Services LLC does not share, sell, rent, or trade mobile phone numbers or SMS opt-in data with third parties for marketing purposes.
Mobile information is used strictly for communication related to financial services, updates, and newsletters that the user has consented to receive.
18. Carrier Liability Disclaimer
Mobile carriers are not responsible for delayed or undelivered messages. Delivery is subject to effective transmission by your mobile service provider and is not guaranteed.
19. Age Restriction (18+)
Our services and communications are intended only for individuals 18 years of age or older. By submitting personal information, users confirm they are at least 18. We do not knowingly collect information from individuals under 18.
20. Opt-Out & Unsubscribe Policy
Users may opt out of communications from Foos Financial Services LLC at any time.
SMS/Text Messages:
Reply STOP to any message to unsubscribe from text communications. After opting out, users will receive a confirmation message and will no longer receive SMS updates unless they opt in again.
Email Communications:
Click the unsubscribe link located at the bottom of any email newsletter or marketing message to stop future emails.
Direct Requests:
Users may also request removal from communications by contacting our support team through the contact information provided on our website.
Opting out of marketing messages does not prevent us from sending important service-related or transactional communications when necessary.
Requests are processed promptly, though it may take a short period for all systems to update.